MANUAL WORK EXTENSION

MANUAL WORK EXTENSION

We created iNdemnity360 specifically to cater to freelance contractors and consultants, working either as self-employed or through their own limited company. This includes Employers Liability, Public Liability and Professional Indemnity insurance.

Your policy will not automatically cover you for doing any manual work. In order to be covered for manual work, this extension has to be selected when you take out your policy.

Manual work will be defined as:

"Manual work that is incidental to your Profession, restricted to the use of hand tools only and which does not account for more than 20% of your turnover or fee income"

For the avoidance of doubt, this excludes the installation of IT hardware or software but DOES include the type of work expected of an electrical contractor e.g. re-wiring an office.

If you are in any doubt as to the cover you need, please contact the team on 0330 118 0007.